Stuff I can do
Money makes the world go round… not your head!
There’s no getting away from it, we all need money to live. But sometimes when you're struggling in the chains of debt or have been made redundant it can seem like there’s no way out and it becomes all you can think about.
The answer is never at the bottom of a bottle
When you are struggling to get your head around money worries, you may want to find a way to escape your problems by drinking. Alcohol can in fact heighten your problems if you splurge on a heavy drinking session. Try to avoid consuming large amounts of alcohol, or if you want to have a few beers with mates, set yourself a budget first to avoid overspending.
Don’t abandon ship
When you are struggling to keep on top of your money, don’t just give up and shut up. Try to keep a record of your spending, and budget wherever possible. Ask someone for advice if you need help with this. You don’t have to keep yourself cooped up either… there are a wide variety of free activities that you can do including walking or inviting friends round which keeps you social and active.
Stick to a schedule
If you have recently lost a job or been made redundant there is the temptation to wallow and not even bother getting up in the morning. This is in fact the opposite of what you should be doing. Humans are creatures of habit, so having a regular routine can give you purpose and help you to get tasks done. It allows you to have some form of structure, with regular meals to ensure you are eating regularly.
Don’t get swamped, get help!
It is easy to start feeling low and hopeless when you are struggling with your money. If these feelings continue for a few weeks and you find tackling tasks such as looking for a new job impossible, visit your GP for some advice. If you feel you really can’t cope with the constant stress of money issues there are numerous services available, including money or debt advice and counselling services.
How to manage your money
How to manage your debt
The benefits of saving
Local Help in Milton Keynes and Bedfordshire
Worried about financial issues? Try getting in touch with these organisations to get control over your finance:
National Debt Helpline: 0808 808 4000
Money Advice Service: 0300 500 5000
Citizens Advice Bureau: 01908 604475 (Milton Keynes) / 01234 867944 (Bedford)